To answer this question, we need to understand what each option refers to:
A. Management utility - This refers to software applications that help in managing various aspects of a business, such as project management, inventory management, or customer relationship management (CRM). These applications are commonly used in businesses.
B. Information provider application - This refers to software applications that provide information to users, such as reporting tools or data analysis tools. These applications are commonly used in businesses to share information and insights.
C. Information consumer application - This refers to software applications that consume or access information from various sources, such as web browsers or email clients. These applications are commonly used in businesses to access and consume information.
D. Development tool - This refers to software applications used by developers to create or modify software applications. These tools are commonly used in businesses for software development purposes.
Based on the above explanations, it is clear that all options except for option E (a and d) are business applications. Option E includes both option A (Management utility) and option D (Development tool), which are both business applications. Therefore, the correct answer is E.