In USA can your employer change your health insurance carrier and level of benefits during the year?

  1. Yes, It’s the employer’s choice to offer health insurance, and they can change carriers and level of benefits at any time

  2. No, Employers cannot change carriers or the level of benefits until the calendar year ends

  3. No, Any changes must be put to the vote of the employees

  4. Yes, if you give them permission on an individual basis

  5. None of the above


Correct Option: A

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